Non-Subscriber Employers in Texas: Know Your Rights

Texas is unique in allowing employers to opt out of the state’s workers’ compensation program. These employers, known as non-subscribers, don’t provide traditional workers’ compensation insurance, making it more complicated for injured employees to recover damages after a workplace accident.

Unlike traditional workers’ compensation, which guarantees benefits regardless of fault, employees of non-subscriber companies often need to file personal injury lawsuits to seek compensation for their injuries.

One critical difference when dealing with a non-subscriber employer is the defense of contributory negligence. In many personal injury cases, employers can argue that the employee was partly at fault for their injury, which can limit or even eliminate the compensation the employee can receive.

However, Texas law prohibits non-subscriber employers from using the contributory negligence defense.

This is a significant advantage for injured workers.

Even if you were partially responsible for the accident, you may still be entitled to compensation as long as you can prove that the employer’s negligence contributed to unsafe working conditions.

This rule places greater responsibility on non-subscriber employers to maintain safe workplaces. They can’t simply avoid liability by blaming the worker for the accident.

As a result, these companies are more vulnerable to lawsuits if they fail to provide a safe environment. Injuries sustained due to improper training, lack of safety equipment, or hazardous working conditions can lead to the employer being held accountable for damages.

If you’ve been injured while working for a non-subscriber employer, it’s crucial to seek legal advice from an experienced personal injury attorney.

You may be entitled to compensation for medical expenses, lost wages, pain and suffering, and other damages.

Navigating the legal process with a non-subscriber employer can be complex, but having the right representation can make all the difference.

Contact our law firm today at 713-222-7211 or 1-800-870-9584 for a free consultation. We specialize in helping Texas workers fight for the compensation they deserve.

Let us help you protect your rights and secure the financial recovery you need to move forward after a workplace injury.